How SERVPRO Can Help With Your Business Property Restoration Claim
Your restoration team may also be able to create progress reports and regularly update them.
How SERVPRO Can Aid with Business Property Restoration Claims
After a flood or fire at your Garland, TX, business you may want to contact your local SERVPRO restoration team. In addition to fast emergency response, and their ability to help with cleanup and repairs, these professionals may provide a variety of claim services that could help your insurance agent at their process your claim. Here’s what you may want to know.
1. Document Damages
A restoration crew can document the damages they find as they assess the property. This can save a lot of time, as well as allow the team to keep track of what areas need repairs. Once the assessment is complete they can let you and your agent know exactly what type of repairs they may need to make, if there are secondary damages, and what company items may be affected as well. With this knowledge, an estimate can be given to your agent at the beginning of the process which can give them a head start on filing the claim.
2. Electronic Database
Another one of the claim services SERVPRO of South Garland offers is the use of an electronic database. This can store documentation and lists of damages, as well as photographs of the space, and progress reports. The database can also be accessed remotely which can give your insurance agent access to the information they may need from their own office.
3. Progress Reports
Your restoration team may also be able to create progress reports and regularly update them. This way you and your agent should be able to stay abreast of the progress being made on the repairs without having to play phone tag or trying to track down a representative while they are in the middle of repairing the space.
The variety of claim services your local SERVPRO may provide include things such as their ability to document the damages that have occurred to your business property and create an electronic database of this information. They should also be able to update regular progress reports so that your and your insurance agent can stay up-to-date with the repairs as they are completed.
3 Tips To Prepare Your Workplace for a Fire
Biannual training on emergency evacuation is suggested for all businesses.
Prepare Your Workplace For A Fire
The success of your South Garland, TX, business requires a great deal of planning, organization and creativity. In addition to daily operations, it’s essential to make your workplace ready for emergency situations. The National Fire Protection Association (NFPA) reported an average of over 3,000 fires in office buildings during the years of 2007-2001. Therefore, it’s critical that businesses actively develop a contingency plan. Here are three tips that can help you prepare your workplace for a fire.
1. Develop an Evacuation Plan
The size and complexity of your business determine the details of your office emergency action plan. Smaller offices that have fewer hazards can create a simple plan. The NFPA states that the most common causes of workplace fires are cooking, electrical and heating equipment. Less common causes include intentional fires and smoking materials. Establish an emergency response team to identify hazards and draft an emergency action plan. The plan should include evacuation procedures and routes that are specific to the office location.
2. Train Employees
A well-drafted contingency plan is useless without employee training. All employees need to be trained on the specifics of the plan. Employees should know about potential hazards and what action to take before, during and after a fire. Employees should also be able to recognize alarm systems and know where fire extinguishers and fire sprinkler systems are located.
3. Review and Practice the Plan
Biannual training on emergency evacuation is suggested for all businesses. Additionally, new employees should be trained within the first few weeks of employment. Workers should understand all aspects of the plan including the types of possible emergencies, evacuation routes, alarm systems, reporting procedures and individual responsibilities. Assign individuals on the emergency response team to be responsible for reporting to emergency personnel and working with emergency restoration professionals.
Creating and practicing a contingency plan is critical to prepare your workplace for a fire. With proper planning and training, your employees will be prepared for an emergency.
How To Protect Your Business From Rain Damage
Collapsed ceiling from roof destruction in Waterford Estates, TX.
Prevent Rain Damage To Your Business
Rain damage to your Waterford Estates, TX, business can be a major problem but is often preventable. By maintaining the structural integrity of your building’s exterior, you can minimize potential damage from rain and storms.
When it comes to protecting your commercial building from storm damage, routine maintenance is key. Keeping the structure in good repair prevents weak spots that are vulnerable to strong winds and heavy rains. All buildings have an envelope, the barrier between the inside and outdoors. The building envelope has several components, including:
Have the entire building envelope inspected at least once a year and address any problems quickly. Your contractor can let you know if you need more frequent inspections.
In addition to structural issues, be sure to watch out for landscaping dangers as well. Keep limbs trimmed and make sure sick or weak trees are cleared from the property.
Even properly maintained buildings can suffer storm and rain damage. Fortunately, quick action can prevent further problems. If water inundates your building, the first step after ensuring everyone is safe is removing the standing water and remaining moisture. If possible, dry the property out within 24 hours to prevent black mold and other fungal growth.
After the property is dry, it should be thoroughly cleaned. Flood water often harbors bacteria and other contaminants that can linger even after the water has been removed. A certified restoration service has the knowledge to select the best cleaning product and technique for every affected item and let you know which items should be replaced rather than restored. After everything is dry and sanitized, damaged items can be repaired.
The weather at your business site may be unpleasant or unpredictable, but there are ways you can protect your commercial property from storm and rain damage. Perform routine inspections, keep the building envelope in good repair and clean up any water damage as soon as possible to prevent mold growth.
What You Should Know About Fire Restoration for Your Home
Fire damage in Duck Creek, TX
As a responsible homeowner, you have invested in the upkeep and protection of your house. After all, your home is not only where you live, but it’s also a major investment. One of the biggest responsibilities is securing sufficient property insurance to protect against damages and losses, including fire damage. If you ever experience a fire to your home in Duck Creek, TX, you need to be aware of the fire restoration process which addresses all cleanup, including smoke damage.
What is the Fire Cleanup Process?
After all blazes have been completely extinguished, you should first contact a professional fire restoration company to return your home to pre-fire conditions:
- Inspection and investigation to determine the extent of the fire and the associated cleanup
- Securing compromised parts of your structure, such as missing windows, damaged roofs etc.
- Removal and drying any remaining water damage and moisture
- Cleanup of smoke damage or soot damage using smoke cleaning techniques
- Sanitization and cleanup of other items, including odor removal
- Other repairs necessary to restore your home to pre-damage conditions
Fire restoration is a multi-step process that takes into account the full damage to your home and its contents. It requires special knowledge and equipment to fully clean your home.
Do I Really Need To Hire Professionals?
Full restoration of your home to its pre-fire conditions accounts for more than just fire, water and smoke damage. A professional provider is qualified to complete structural repairs, carpet installation and other work required. Such a provider is a one-stop solution for full assessment and repair. They also emphasize repairing and rebuilding damaged items over replacing which can lower the overall cost. These pros know the best ways to clean your home safely and as quickly as possible. Many insurance providers will advise you to work with a professional restoration services to ensure that the work is correct and complete.
The Pros and Cons of Flood Insurance
It is important to purchase flood insurance for your business.
For many companies, the decision on whether or not to buy flood insurance is a difficult one. After all, most companies have a strong commercial insurance policy that covers many perils. In most cases, though, damage from a flood will not be covered by the regular policy. For insurance purposes, a flood is described by FEMA as a "temporary condition of partial or complete inundation of 2 or more acres of normally dry land area or of 2 or more properties..." In some situations, the decision of buying flood insurance is made for business owners. If the owner has a federally insured mortgage and the property is situated in a flood plain, a flood policy is mandatory.
The Pros of Flood Insurance
Most business owners purchase insurance for floods from the National Flood Insurance Program. This federal program provides payments for floods in South Garland, TX, and elsewhere in the U.S. It provides the following benefits to policyholders:
- Peace of mind
- Payments of up to $500,000 for structures
- Payments of up to $500,000 for belongings
- Prospects of faster recoveries for businesses
- Transfer of some of the risks to the government
Even in years without a damaging flood, the NFIP allows business owners to better plan expenses. By reducing uncertainty, a company might not need to set aside large amounts of discretionary funds.
The Cons of Flood Insurance
Some business owners might feel that paying for commercial insurance and flood insurance is too expensive. They might also feel that the payment limits on federal flood insurance are too low. In any event, floods across the U.S. can often be devastating. They also often require the services of a professional storm mitigation company. A fast response by experienced professionals can limit damage to a building and its belongings. Vigorous action by trained technicians is another way a company can quickly rebound from the expenses associated with storms.
5 Tips to Prevent Water Damage in Your Home
Clean out your roof gutters
Five Easy Tips for Preventing a Flood In Your Home
SERVPRO of South Garland is always there for you when there is a water loss in your home, but do you know what is easier and much less of a headache?
Well, the answer is preventing the water from leaking in the first place. Here are 5 easy tips for preventing a flood in your home.
1. Never pour Grease down your drain
I am sure you have heard this before, but some people still will tell you that it is safe if you flush it with hot water, or mix dish soap with it. While that may eliminate some of the risk greases may still stick to the pipes eventually causing significant damage or a blockage. The safest thing you can do is pour your grease into an old can and let it harden in the refrigerator. Then you can just toss it into the trash it is easy and no worries in the pipes.
2. Do not use unclogging chemicals use a Drain Snake instead.
No matter how clean you are, the fact remains that hair and other debris will get into your drains and will cause blockages. This drives most people to grab a drain cleaning chemical, but what most people do not realize is how much these chemicals eat away at your plumbing and can cause leaking drains. so an alternative is a drain snake that is relatively inexpensive at a local hard wear store. This will eat up most all clogs and will be safer for your pipes than drain cleaning chemicals.
3. Watch where you plant
Some plants and trees, like weeping willows, have pretty invasive roots. If you’re not careful, they’ll grow right into your sprinkler system, drainage field, pipes, and septic tanks. Plan before you plant to keep roots away from any water lines.
4. Clean Out Roof Gutters
You know it’s on your to-do list anyway, so if you can, take a safe climb up to your roof next Sunday and check out your gutters. If you’re seeing lots of leaves, birds’ nests, sticks, and whatnot up there, your gutters may not be doing the job you hired them for. And on a rainy day, a clogged gutter can send water spilling into your home’s foundation, through the roof, or down to your basement. That could cause some serious water damage! So next time you’re doing some seasonal cleaning, make sure those gutters are clean. And if your gutters are too high, be safe and get a professional to check them.
5. Keep an Eye on Your Water Bill
With so many water pipes hidden behind walls and on the floors in your house, you might not know there’s a leak until the damage is done. That’s why it’s a good idea to keep a close eye on your monthly water bill. If you see it starting to creep up or get one that’s uncommonly high, it’s a pretty good sign that you may have a leak somewhere.
3 Types of Commercial Water Damage
Leaking pipes can cause serious damage to your building.
Three Types of Commercial Water Damage
Your Towngate, TX, business is probably your greatest investment, and taking steps to protect it from water damage is one way to protect your bottom line. Damaged pipes, hidden leaks and floods from defective plumbing can all seriously harm your business and even cause a work stoppage. Learning the most common kinds of water damage can help you safeguard your building and prevent costly insurance claim premiums and lost sales.
1. Leaking Pipes
If your building has old or damaged pipes, then you may be headed for a water disaster. Fortunately, some pipes warn you of an impending failure by the presence of leaks. You can check for leaks in the plumbing behind cabinets, in basement pipes and in water lines in appliances in your breakroom or cafeteria. The better you maintain these pipes and fix leaks when they appear, the lesser the chance of eventual break that can cause serious damage.
2. Indoor Floods
Even small indoor floods can cause damage to building materials, such as drywall and wood paneling or flooring, which can also be costly to replace. Waterline breaks and overflowing toilets are usually the most common types of indoor flooding, so you may want to inspect your plumbing and indoor lines at least once a month and have your toilets serviced annually to prevent floods caused by poor or damaged plumbing.
3. Seasonal Plumbing Problems
Sometimes, winter weather and freezing temperatures can result in damaged pipes, which may weaken with temperature changes and then eventually burst. This can cause serious floods inside your building that will probably require the assistance of water restoration and cleanup company. Calling for help right away after this kind of problem may minimize the overall damage.
Water damage at your Towngate, TX, business can cost you time, profits and cause a work stoppage. Remaining aware of the condition of your building's plumbing system and what can cause a water loss may help you protect your company.
3 Ways a Claims Inventory System Benefits Insurance Agents
Water and storm cleanup experts in Garland, TX.
Three Ways a Claims Inventory System Benefits Insurance Agents
The claims inventory systems that restoration companies use can make an insurance representative’s job much easier. When properly implemented, the right system stands to benefit the employees of residential and commercial insurance companies and policyholders. Here are three ways that a claims inventory system can streamline the process of investigating, addressing, and settling an insurance claim.
1. Makes Documentation Available
A claims inventory system exists primarily to distribute documents. Restoration job estimates and related documentation are stored in these systems, where an insurance agent, property owner, or any other stakeholders involved in settling a property damage claim can view these materials at any time.
2. Facilitates Insurance Claim Processing
The ability to access claim-related documents online on your own schedule can make the claim settlement process less complex and hectic. Rather than having to seek out relevant documentation, records that pertain to a property damage claim and plans for the full extent of restoration work are made available online through the SERVPRO claims inventory system.
3. Supports Investigation and Settlement
In some cases, an insurance representative may need to refer to data or statistics pertinent to similar types of damage. From researching the cost of a particular restoration job to comparing claim amounts, agents and adjusters can use a claims inventory system to work on processing a single claim or researching claims.
Once an insurer works through an insurance claim with the support of a well-designed and user-friendly claims inventory system, agents and adjusters tend to prefer these systems to the alternative. Taking the conventional approach to documenting damage, recordkeeping and claim resolution often leads to slower settlement processes for property in Garland, TX. Claims inventory systems can greatly reduce the amount of paperwork involved in claim settlement and expedite the availability of necessary documents to the relevant parties.
3 Solutions To Silence a Chirping Smoke Alarm
Check the batteries of your smoke alarm.
Three Ways to Turn Off a Chirping Smoke Alarm
Your Lake Point, TX, home's fire alarm protects your family and alerts you to the presence of fire and smoke, but when it begins to act strangely, finding the underlying cause quickly can be important for the future well-being of your home. There are several reasons your smoke alarm might be chirping or beeping, but fortunately, these are usually simple to resolve on your own.
1. Check the Batteries
Your fire alarm is designed to alert you to the presence of fire before serious scorching or smoke damage can occur, but it may give false alarms or make odd noises if the batteries run low. If the alarm chirps or the sounds it makes seem faint, disconnect the unit and replace the batteries. Some alarms chirp consistently to warn you of a low battery, so it is important to take action when you hear this sound.
2. Clean the Fire Alarm
Environmental conditions in your home may cause your fire alarm to malfunction. Humidity and temperature can affect the sensing components, so clean them at least twice a year or when you replace the batteries. While false alarms are frightening, if the unit fails in the event of an actual blaze, the resulting fire damage could be costly.
3. Check the Unit's Wiring
Sometimes a smoke alarm may make unusual or intermittent sounds when the wiring is loose or damaged. If you cannot resolve the issue, replace the unit or ask a fire cleanup and restoration company for advice about where to place new alarms in your home and which may require replacing due to age or damage.
Any smoke alarm in your Lake Point, TX, home is key in escaping in the event of a fire. Maintaining them all in proper working order can ensure they operate as they should and give you peace of mind when it comes to protecting your family and home.
Common Sewage Backup Sources
Tree roots growing in the sewer line are a common reason for sewer backup problems.
Sources of Sewage Backup
A sewage issue in your Club Creek, TX, home is unpleasant and often requires the assistance of a water damage remediation and restoration company to provide a proper sewage cleaning. Before having to make that call, you may wonder why it is happening in the first place. Knowing the common culprits and taking measures to eradicate them may help minimize the risk.
A Clogged Pipe and Other Culprits
Since all the plumbing in your home leads right to the sewer line, it opens the door to many potential culprits. The most common sources of trouble include:
- Tree roots that have grown into the line and caused cracks to form
- Pipes that have collapsed, cracked or misaligned
- Clogs that are created by grease or other items that shouldn’t have gone down the drain
- Older pipes, such as clay or iron, that have deteriorated or corroded
- The seals on pipes that have deteriorated
While it may not be possible to ensure sewage cleaning won’t eventually be required, there are prevention tips that may help minimize the risk:
Avoid flushing inappropriate items down drains, such as grease and food waste.
Ensure that only toilet paper and waste get flushed to prevent a clog or toilet overflow.
Check the water pressure. If it is too high, it may lead to a leak faster.
Every two or three years, have a plumber clean and unclog the sewer line.
Insulate pipes to reduce the chances of them freezing and bursting.
Keep exposed pipes clear of objects to avoid the joints loosening.
Fix any water issue immediately before it gets worse.
Once you have experienced having to perform sewage cleaning, there's a good chance you don't want to have to do it again. Understanding the common reasons it happens makes it easier to take steps to avoid the issue.